Insurance & Payment Options
We accept Medicare, Medicaid, and most major insurance plans. Our goal is to make your medications affordable and accessible.
We Accept Most Insurance Plans
AV Chemist works with virtually all insurance companies to ensure you get the medications you need at the lowest cost.
Government Programs
- Medicare Part D
- Medicaid (NY & NJ)
- Medicare Advantage Plans
- Tricare
- Veterans Affairs (VA)
Major National Carriers
- Aetna
- Blue Cross Blue Shield
- Cigna
- United Healthcare
- Humana
- Anthem
- WellCare
- Centene
- CVS Caremark
- Express Scripts
- OptumRx
NY & NJ Regional Plans
- Empire BlueCross
- Healthfirst
- Emblem Health
- Fidelis Care
- Affinity Health Plan
- MetroPlus
- 1199 SEIU
- HIP Health Plan of NY
Specialty Coverage
- Workers Compensation (All States)
- No-Fault Auto Insurance
- Personal Injury (Lien)
- Veterans Affairs (VA)
Personal Injury Cases
Zero out-of-pocket costs for workers comp, auto accidents, and slip & fall cases. We handle all billing and coordination.
Don't see your insurance listed? Call us at (929) 387-8111 - we likely accept it! We work with dozens of insurance plans.
Flexible Payment Options
We make it easy to pay for your prescriptions with multiple convenient payment methods.
Credit & Debit Cards
We accept all major credit cards (Visa, Mastercard, Amex, Discover) and debit cards.
Cash
Cash payments accepted for prescriptions and over-the-counter items.
HSA/FSA Cards
Health Savings Account and Flexible Spending Account cards accepted.
Insurance Co-pays
Pay only your insurance copay - we bill your insurance directly.
We Help You Save Money
Our pharmacists work hard to find savings opportunities and make your medications affordable.
Manufacturer Coupons
We search for manufacturer copay cards and coupons that can reduce or eliminate your out-of-pocket costs.
Generic Alternatives
When appropriate, we recommend lower-cost generic medications that work just as well as brand names.
Patient Assistance Programs
We help you apply for patient assistance programs from drug manufacturers and non-profit organizations.
Insurance Coverage for Specialized Services
Many of our specialized pharmacy services are covered by insurance when medically necessary.
Compounding Pharmacy Services
Many insurance plans cover compounded medications when medically necessary and prescribed by your doctor. This includes custom formulations for:
- Allergen-free medications (no dyes, preservatives, gluten)
- Custom dosage strengths
- Bioidentical hormone replacement therapy
- Pediatric flavored medications
- Discontinued or unavailable medications
We'll verify your insurance coverage for compounding services and provide cost estimates before preparing your medication.
24-Hour Emergency Pharmacy Services
Our 24/7 emergency pharmacy services are covered by most insurance plans, with no additional fees for after-hours service. Coverage includes:
- Post-surgery pain management medications
- Urgent care prescriptions filled after hours
- Emergency refills for critical medications
- Weekend and holiday emergency delivery
- Personal injury case medications (zero out-of-pocket)
Call (929) 387-8111 anytime for emergency service, we'll handle all insurance coordination.
Common Questions
How do I verify my insurance coverage?
Call us at (929) 387-8111 with your insurance information, and we'll verify your coverage and let you know your copay amount before filling your prescription.
What if my medication isn't covered by insurance?
We'll work with your doctor to find covered alternatives or apply for prior authorization. We also help find discount programs and manufacturer coupons to reduce costs.
Do you offer price matching?
Yes! If you find a lower price at another pharmacy, let us know and we'll do our best to match it.
What do I need to bring for my first visit?
Bring your prescription, insurance card, valid photo ID, and a list of any other medications you're taking. If you don't have all these, come anyway - we'll work with what you have!
Questions About Your Insurance?
Our team is here to help you understand your coverage and find the most affordable options.